Personal Finance Education Center

Janis R Dickey, PhD received her Doctorate in Public Affairs and Administration/Education from the University of Missouri, Kansas City.  She has spent over 18 years as a Financial Advisor holding Series 7, 6, 63, & 65 Registered Representative and Investment Advisor licenses, a KS Mortgage Origination License, Life, Health and Variable Contracts licenses; working primarily with Morgan Stanley and Merrill Lynch. Along the way Janis also taught as an adjunct professor at UMKC; has held a Real Estate license; and worked as a Real Estate Appraiser.

Janis is passionate about Financial Literacy for teens and young adults and is the author of Financial Prep 101: Simple Tips for the Next Generation and creator of the online course, Financial Prep 101: How to Become Financially Strong, which tracks with the book. Today, Janis continues to work with individuals and Business Owners to help them with their financial lives by implementing financial programs and creating insurance risk plans to assist in reducing financial exposure and building their portfolios to help them build wealth.

Janis lives with her husband John; and together they have a blended family with six sons and a growing number of grandchildren (12). Janis and John enjoy working out, playing golf, and are avid sports enthusiasts.

Be sure to check back for additional updates coming in the Spring of 2025.

• None of the information presented in this program is intended to provide investment, tax, accounting, or legal advice. Any investment, tax or legal statements included in this handbook are not to be used for the purpose of avoiding the U.S. federal, state or local tax penalties, or to endorse, advertise, or purpose any tax plan or legal arrangement. Please consult your outside professional advisors for specific investment, tax, accounting, or legal statements made in this program.
• Internet sources cited herein have been checked prior to publishing this handbook. However, the author has no control over these internet sources and makes no representation or warranty that the content published from those sources will remain unchanged. Accuracy of completeness of the data from these internet sources is expressly disclaimed for liability/errors and omissions. Investments are long-term, designed to help meet investment and retirement needs and goals. Account balances will fluctuate and are subject to market risk, including the possible loss of principal. Investors may receive less than their original amount they invest. Some investments have contingent deferred sales loads and tax penalties for withdrawals. Some insurance investment products and riders may be at risk, the contracts are subject to the ability and strength of the insurance company you invested with; i.e. contract guarantees are the responsibility of the insurance company issuing the contract and are based on the insurance company’s ‘claims-paying’ ability.
• The information presented in this program, to include text, graphics, links or other items as offered “as is.” Some of the information contained in this program was gathered from publicly available sources that are considered to be reliable. The absolute accuracy of the data cannot be confirmed. Accuracy of completeness of the data is expressly disclaimed for liability/errors and omissions for the information.
• No guarantee of any kind, expressed or implied, including, but not limited to, the warranty of non-infringement of third-party rights, title, merchantability, etc. is promised by the author or Director. These materials are offered for education purposes only. Most charts are for illustration only.
• The information presented in this program does not represent an endorsement of any entity, nor is there an endorsement of any source suggested by authors. Check web-site sources carefully to determine if they are promoted from a ‘product-featured AD,’ investigate the article to ensure that there is no bias.